Without reform, it will destroy itself.
The Wall Street Journal tells us about the crisis in Social Security and how demographics will doom the current system. People in my generation will be lucky to get anything at all from this government dinosaur. My advice to you is to start saving now, and as much as you can, because you'll not get much, if anything, from the government later. And really, why should we be impressed by a wimpy 2 percent return anyway?
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